Health Care Insurance System Free samples †Myassignmenthelp.Com

Question: What unpleasant complications does the US health insurance system cause individual consumers? Do you have of know of an actual experience of those problems that you would like to share? How could the problems have been avoided or solved faster? Answer: In the United States, health insurance system plays a significant role in providing protection against cost of medical services. But the share of consumers with health insurance has declined due to rising insurance cost. The Patient Protection and Affordable Care Act (ACA) of 2010 were intended to solve the problem, but it has not happened. The structure of insurance system creates inefficiency by reducing the assess value for consumers One major problem that I faced was that I had no health insurance and either I was at risk of having to leave proper care or incur huge medical expense. To improve the insurance system, more effective system of functioning should be identified. Real health insurance can be provided by the implementation of system that protects consumers against catastrophic medical cost and creates a genuine market for less expensive services. This approach will lead to universal coverage and will also reduce the growth of health cost that is threatening fiscal health of US.